Condo Gold Reserve Endorsement
American Integrity is pleased to offer our GOLD RESERVE ENDORSEMENT, which will broaden and strengthen personal property and family liability coverage once added to your homeowner’s policy. This endorsement is available on our Homeowners policy (HO-3) and Condo policy (HO-6).
Compare our standard condo policy with and without the Gold Reserve Endorsement below!
| Coverage | Base Policy | Gold Reserve |
| Animal Liability | Not Included | $50,000 |
| Business Property off Premises | $250 | $1,000 |
| Business Property on Premises | $2,500 | $10,000 |
| Credit Card | $500 | $10,000 |
| Damage to Property of Others | $500 | $1,000 |
| Fire Department Service Charge | $500 | $1,000 |
| Firearms | $2,000 | $5,000* |
| Home Computer Coverage | Not Included | $10,000 |
| Identity Recovery | Not Included | $15,000 |
| Jewelry, Watches, and Furs | $1,000 | $5,000* |
| Limited Carport(s), Pool Cage(s), & Screened Enclosure(s) | Not Included | $20,000 |
| Lock Replacement | Not Included | $500 |
| Loss of Use Cov. D. | 40% | 50% |
| Loss of Use Due to Power Shortage | Not Included | Included |
| Medical Payments to Others – Coverage F | $1,000 | $5,000 |
| Money | $200 | $1,000 |
| Personal Injury | Not Included | $300,000 |
| Personal Liability - Coverage E | $100,000 | $300,000 |
| Personal Property Replacement Cost | Not Included | Included |
| Refrigerated Property | Not Included | $500 |
| Securities | $1,000 | $5,000 |
| Silverware, Goldware, & Pewterware | $2,500 | $5,000 |
| Trailers | $1,000 | $5,000 |
| Unit Owners Cov. A – Special Coverage | Not Included | Included |
| Unit Owners Cov. C – Special Coverage | Not Included | Included |
| Watercraft | $1,000 | $5,000 |
| Watercraft Liability | 25HP | 50HP |
| *Maximum limit of $1,000 for any one article |
Additional Policies Available