Discounts to Lower Your Premium


                   

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You don’t need to download an app, cut a coupon, or wait for a Columbus Day sale.

Our homeowners insurance discounts last all year round.

Do any of these situations apply to you?

You may be eligible for a discount on your policy.

Accredited Builder - Your home is newly constructed and has been built within the last five years.

Insurance Score - You have a favorable insurance score. Your insurance score takes into consideration credit record, loss history, and how long you’ve lived at your residence.

HardiePlank ® or Hardie Board Siding - You have HardiePlank ® or hardie board siding on all exterior sides of your home.

Multi-Program Discount- Our brand new multi-program discount will be available to policyholders who maintain multiple programs with American Integrity. This discount will only apply to the homeowners (HO-3) policy and begins at 4% for two unique qualifying lines of business. 

Proof of Updates/All Systems - Your home is 15 years or older and the roof, electrical, plumbing, and heating/air conditioning systems have been updated within the last five years.

Proof of Updates/Roof Only - Your home is 15 years or older and the roofing material has been replaced within the last 10 years. Depending upon the year of the roof update, this discount varies.

Protective Devices - Your home has protective devices such as a central fire or burglar alarm systems or a fire sprinkler system.

Secured Community - Your home has the following secured community features:

  • Limited access (no more than 3 entries into the sub-division)
  • 24-hour manned gates
  • 24-hour security patrol
  • Passkey gates

Senior/Retiree - You are the policyholder and you are 55 years of age or older.

Water Loss Prevention - The plumbing in your home has been checked for soundness and found to be free of any visible defects. This discount automatically applies to new construction homes and stays on your policy for three years.

Please note that not all discounts are available on all policy types. Contact your agent to find out which discounts are available with your policy.

Please include details about your experience with American Integrity Insurance.