Discounts to Lower Your Premium

Old couple

We offer many opportunities to save big on your premium! Be sure to ask your agent today if you qualify for the following discounts:

Non-Smoker – All residents of the home must be non-smokers.

Paperless Policy – Policyholder chooses to receive policy notifications via email.  

Paid in Full 

Protective Devices – Home contains centrally monitored fire alarm, locally or centrally monitored burglar alarm, and/or a complete home sprinkler system.

Secured Community/Building – 24-hour manned security or passkey gates protects all entrances to community.

Smart Technology Discounts

  • Water Leak Detection – Sensors or sensors/monitoring with automatic shutoff
  • Smoke Alarm Notification – Smoke alarm with “smart” battery
  • Theft Alarm – Motion detecting camera or smart burglar alarm

    Wind Mitigation Discounts

  • Hip Roof – All sides of the roof slope downwards to the walls (like a pyramid).
  • Building Code – All of the protection requirements of the International Building Code are met in the construction of the home.
  • Complete Window & Opening Protection – All exterior openings including windows, doors, skylights, and vents are protected and meet the minimum requirements of the SC or International Residential Building code, or a licensed contractor with proper permits has installed the devices. In addition, a qualified professional has certified the existence of the protective devices.

Contact your agent to learn more about these discounts and start saving today!