Discounts to Lower Your Premium

We offer many opportunities to save big on your premium! Be sure to ask your agent today if you qualify for the following discounts:

Non-Smoker – All residents of the home must be non-smokers.

Paperless Policy – Policyholder chooses to receive policy notifications via email.  

Paid in Full 

Protective Devices – Home contains centrally monitored fire alarm, locally or centrally monitored burglar alarm, and/or a complete home sprinkler system.

Secured Community/Building – 24-hour manned security or passkey gates protects all entrances to community.

Smart Technology Discounts

• Water Leak Detection – Sensors or sensors/monitoring with automatic shutoff
• Smoke Alarm Notification – Smoke alarm with “smart” battery
• Theft Alarm – Motion detecting camera or smart burglar alarm

  Wind Mitigation Discounts

• Hip Roof – All sides of the roof slope downwards to the walls (like a pyramid).
• Building Code – All of the protection requirements of the International Building Code are met in the construction of the home.
• Complete Window & Opening Protection – All exterior openings including windows, doors, skylights, and vents are protected and meet the minimum requirements of the SC or International Residential Building code, or a licensed contractor with proper permits has installed the devices. In addition, a qualified professional has certified the existence of the protective devices.

Contact your agent to learn more about these discounts and start saving today!

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