RECENT BLOG POSTS

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Striking the Right Balance Between Risk and Cost: A Guide to Dwelling Fire Insurance in Florida

With approximately 15% of Florida homeowners uninsured due to high rates, explore dwelling fire insurance options. American Integrity offers basic coverage at a lower cost that can be a great alternative for price-conscious homeowners looking for the bare minimum coverage.

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Essential Coverage: Understanding New Construction Insurance for Homes in Florida

Building a new home is an exciting and fun experience. However, it also comes with a lot of risks and uncertainties. That's why it's important to have homeowner’s insurance designed specifically for newly constructed houses. Let’s explore this coverage option, including discounts typically available to newer homes that are built with the most recent safety standards and building codes in mind.

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The Importance of Insuring Your Jet Ski (Personal Watercraft)

In this post, learn about the how you can operate your Jet Ski safely, and ensure fun in the sun for the long run. It's important to understand the types of watercraft coverage available to protect your personal watercraft. American Integrity offers essential protection and additional coverage options to fit your needs.

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Pontoons: Your Guide to Watercraft Insurance Coverage

In this post, we can provide a comprehensive overview of pontoon insurance coverage, including the types of coverage available, such as liability coverage, collision coverage, and comprehensive coverage. We can also discuss how insurance rates are determined for pontoons and provide tips for finding the best coverage for your needs.

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Condo Insurance Florida | What is Condo Insurance?

Condos can be a great option for those looking to downsize, minimize or simplify their home life. Once you begin considering the purchase of a condo, you’ll need to know how to insure your new home.

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Homeowners Insurance for Older Homes in Florida
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Keep Your Older Florida Home Well-Maintained – Your Homeowners Insurance Will Thank You!

Maintaining your older Florida home will help you save big over time on your homeowners insurance. Making regular maintenance a part of your routine will help prevent rapid deterioration and keep your home in great shape for years to come.

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Jet Ski Insurance in Florida
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Jet Ski Insurance: Why You Need It and What It Covers

Owning or renting a Jet Ski can be a wonderful way to get the most out of living in the Sunshine State, but they can be tricky to handle, especially for the inexperienced operator. Personal watercraft insurance for your Jet Ski is essential protection in the event of an accident or mishap.

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Florida Home Insurance
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Florida Home Insurance | Integrity Select Provides Coverage for Older Homes

Our newest product, Integrity Select, offers home insurance specifically designed for older owner-occupied homes in Florida. This solution helps homeowners like you find coverage in Florida's turbulent property insurance market.

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Tips for Building Your Home in Florida

Taking certain precautions while building a new home in Florida can help ensure safety and longevity. Adhering to flood zone risk provisions, using the proper building materials, selecting energy efficient appliances, and purchasing protection from a new construction insurance policy specialist like American Integrity will help you protect your investment.

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Florida Vacant Home Insurance | Home Maintenance for Vacant Homes

If a home experiences a loss and no one is there, is there still damage? Ok, philosophy questions aside, leaky pipes or ceilings, broken windows from wind-blown storm debris, or break-ins by thieves or vandals often go unnoticed in vacant homes. This means damage can spread, multiplying the severity and costs to repair once it is eventually discovered.

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Florida Flood Insurance | What To Do After Your Home Has Flooded

Yes, Florida is surrounded on three sides with oceans, and crisscrossed with rivers, lakes, and streams. But it’s also prone to frequent deluges of rainstorms, causing torrents of water to accumulate.

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Boat Insurance Florida | Do You Need Watercraft or Jet Ski Insurance?

Boats and personal watercraft provide the opportunity for many hours of fun in the sun and waves throughout Florida, but there’s always the risk of an accident occurring.

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Boat Insurance Florida| 5 Benefits of Florida Watercraft Insurance

From these five protections outlined by American Integrity Insurance, obtaining this coverage is all about staying protected on – and off – the water.

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Hurricane Season Florida | Last Minute Hurricane Preparations

As we continue to navigate through Hurricane Season, t’s essential that you know how to prepare yourself, your family and your property for any surprises Mother Nature may bring your way.

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Hurricane Season Florida | How to Prepare Your Swimming Pool Before a Storm

Living in Florida means you’ll never need to “winterize” your pool, but hurricane season poses its own threats to your backyard oasis.

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Flood Insurance Florida | Private Flood Insurance vs. National Flood Insurance Program

Flood Insurance Florida Can Rely On – Many homeowners often default to the National Flood Insurance Program (NFIP) when considering flood insurance, not realizing that some private Florida home insurance companies offer this protection, and it’s often broader – and less expensive – than the government’s program.

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Flood Insurance Florida | Ways to Prevent Home Flooding

While we are proud to offer a Private Flood Insurance option, we hope that you never experience a flood event. With that in mind, here are a few valuable ways to prevent your home from flooding.

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Flood Insurance Florida | What is a Flood Zone?

Many Floridians think that because they don’t live in a flood zone, they don’t need flood insurance. Sadly, this is not only a dangerous misconception, it can also be an expensive one.

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Florida Homeowners Insurance Quote For New Construction | What to Know

Planning a new home build in the Sunshine State can be both exciting and overwhelming. One way to ensure that your project gets off on the right foot is to obtain the right type of insurance coverage!

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Florida Homeowners Insurance for New Construction | Is Homeowner Insurance Cheaper on New Construction?

Many potential homeowners may be surprised to learn that Florida homeowners insurance for new construction can be substantially more affordable than insuring older, existing homes. Part of the reason is that everything in a newly built home is, well, new!

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Condo Insurance Quote | Some Perks of Having Condo Coverage

No mowing chores, no gutters to clean and no extra maintenance expenses are just a few of the perks that come with condo living in the Sunshine State. But did you know that the right condo insurance quote can bring many other perks?

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Condo Insurance Florida| Why Is Condo Insurance So Important?

If you just bought a condo in Florida and were surprised that condo insurance was required by your lender and condo association, you are not alone. This discovery often sparks some important questions about coverage!

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Home Insurance Florida | Maintain the Value of Your High-Valued Home

This spring, take a look at your property and discover some simple, even inexpensive ways you can help your high-valued home maintain its value.

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Home Insurance Florida | Waterfront High-Valued Homes

Owning a waterfront high-valued home can be a dream come true, but it also poses more risks than an inland home.

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Boat Insurance Florida | Boating Safety Tips

There’s nothing like the feeling of freedom that comes with being out on the open water. To enjoy a fun and safe season, on the water without injury or accidents, check out these boating safety tips.

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Home Insurance Florida | What Is a 4-Point Inspection and When Do You Need It?

With Florida experiencing routine severe weather events, there is a specific type of home inspection needed when renewing homeowners insurance policies called a 4-Point Home Inspection.

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Home Insurance Florida | Insurance Resolutions for the New Year

New Year’s resolutions are personal and unique to each individual. This year, why not include some resolutions that help protect your financial well-being? Including some homeowners insurance resolutions for the new year could result in avoiding loss and lead to significant savings.

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Home Insurance Florida| Holiday Cooking Safety Tips

As you and your family are likely spending more time cooking during the holidays than any other time of the year, it’s important to keep kitchen safety measures in mind.

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Home Insurance Florida | Who Needs High Valued Home Insurance?

When you invest hundreds of thousands, or even millions, of dollars in a home, you need to be sure it is adequately protected. After all, a high-quality home in Florida deserves High Valued Home Insurance in Florida.

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Home Insurance Florida | A Seasonal Maintenance Checklist for Your Home

Even though Florida doesn’t experience the extreme change of seasons that many other states do, it’s still important for Sunshine State homeowners to perform seasonal maintenance on their homes.

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Home Insurance Florida | A Snowbird’s Home Checklist Before Migration Season

Florida has many dual homeowners, lots of whom are “snowbirds” who live in the Sunshine State during the fall and winter, then migrate back to cooler northern climates in the spring and summer. For them, vacant property insurance in Florida a necessity.

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BLOG_Although your property is unoccupied, there’s still a need for ongoing check-ins to keep your property safe_thumb
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Home Insurance Florida | Keeping Your Vacant Property Safe and Secure

Whether you own a rental property or only live in the area part-time, you will encounter a time when your property lies vacant. By following these handy suggestions for keeping your vacant property safe and secure, you can rest easy, knowing your property is ready for rental or your arrival home.

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Homeowners Insurance Florida | “Musts-Dos” For Maintaining Your Vacant Property

A house is often the most significant investment you will ever make. If it will be sitting empty for a while, you need to take actions for maintaining your vacant property. Whether you will be returning to occupy the property again, or renting it out to another tenant, you’ll want to get adequate protection for your investment.

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Home Insurance Florida | 5 Things to Know About High Value Home Insurance

Many people with high valued homes make the mistake of choosing a standard home insurance policy. They even go so far as to take out additional policies to protect guest houses, personal property and watercraft. As you begin to look into high valued home coverage, there are a few things that you may not know.

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Boat Insurance Florida | How to Properly Care for Your Boat

Every boat owner knows that for all the leisure time you spend on your boat, there’s an equal amount of time you spend maintaining it.

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Home Insurance Florida | Maintaining Your Rental Property

When you own a rental property, there are issues that could arise without your knowledge. The best way to stay ahead of any would-be disasters is through scheduled maintenance throughout the year and over the entire time that you own the home.

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Homeowners Insurance Florida | How to Protect Your Vacant Rental Property When You're Away

A good renter will keep you updated on any issues that arise in the home. However, the nature of rentals is that they are generally temporary living situations for tenants. Therefore, as an owner, you will likely experience some period of vacancy at your rental.

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BLOG_Owning a condo may be less work than owning a single-family home, but condo maintenance is still necessary to keep your unit and investment in tip-top shape_thumb
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Condo Insurance Florida | Condo Maintenance Checklist

In many ways, owning a condo is less work than owning a single-family home. The convenience of on-site amenities and facility upkeep can lighten the load of monthly and seasonal home maintenance. However, condo maintenance is still necessary to keep your unit and investment in tip-top shape.

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BLOG_Choosing not to get condo insurance leaves you vulnerable and can cause you added stress in what tend to be already highly stressful situations when disaster strikes_thumb
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Condo Insurance Florida | 3 Reasons to Get Condo Insurance

Choosing not to get condo insurance leaves you vulnerable if the unexpected occurs and can cause added stress in what tends to be an already highly stressful situation. There are several reasons to get condo insurance, but here are just a few.

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HOME INSURANCE FLORIDA | THE HAZARDS OF HALLOWEEN

Halloween can be a candy-filled triumph filled with costumes and laughter, but there’s a lot of preparation that goes into making it a safe one.

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HOME INSURANCE FLORIDA | YOU WON’T BELIEVE THESE STRANGE CLAIMS!

Many people are pleasantly surprised to learn all the things that their policies are prepared to cover -- and sometimes they are downright amazed at the things a good policy will take care of for homeowners. Sometimes they are also disappointed, so it is important to know what your policy covers!

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Storm Season 2016
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HOME INSURANCE FLORIDA | STORM SEASON: ARE YOU PREPARED?

From June 1 – November 30, meteorologists will be on the lookout for weather disturbances that could potentially turn into tropical storms – or worse. Because Florida has the greatest hurricane exposure in the country, now is the perfect time to recheck your preparedness for a major storm.

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Homeowners Insurance Quote | Ways to Fill Your Home with Love

It’s time to DTR (define the relationship) with your home. What better time to spread love than right before spring, the unofficial season of love? If you feel that your home needs a bit of a makeover, take the time now to reestablish your connection.

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