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Designed to protect you and your family, our Florida Home Insurance Policy offers comprehensive coverage for owner-occupied, single family homes. This policy also has a wide variety of discount offerings, including a military discount for active and retired members.
Integrity Select logo
Florida’s home insurance market can be challenging, but we may have a solution for your home with our new Integrity Select Product! This product includes features such as additional living expenses, additional coverage for your belongings, and a variety of discounts!  
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Florida is #2 in the nation for new home builds – and with great rates for newer homes, a variety of discounts, and other optional coverages and bundle options, it is no surprise that American Integrity is the #1 company to insure them! Whether you buy or rent a newly-constructed home, contact an American Integrity agent to get a quote!

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Whether you’re searching for a new Homeowners, Dwelling Fire, or Integrity Select policy with us, or your existing policy is about to renew, you can add our Binding Arbitration Endorsement to earn a discount on your overall policy premium!

For Sale Vacant Home
Our Vacant Policy is for anyone who owns a home that has no tenants – from real estate investors and flippers, to someone who just inherited a property and is not sure how to protect it. This policy can be short term or long term - your vacant policy can even be cancelled after just three months with no penalty.
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Boating season is the best season, and sailing into the sunset just got easier with our Boat Insurance, which covers small watercraft up to 30 feet in length, including sailboats, bass boats, pontoons, cruisers, and personal watercraft. You’re “shore” to love our wind-in-your-air, peace-of-mind coverage.
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Have a Jet Ski or WaveRunner? Excellent, we have coverage for that, too! Our Boat Insurance covers these playful watercrafts, complete with liability coverage, and you could even qualify for our Multi-Program Discount if you have your primary home or condo policy with us, as well.
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Flooding is the most common and costliest disaster in the U.S. Our Private Flood Endorsement can help protect you and your home, and with broader coverage and rates on average at least 15% lower than those available through the National Flood Insurance Program, there’s no better time to get this essential coverage.
Graphic of house labelled High Valued Home
Our High Valued Home Policy is made for homes valued at $750,000 to $10 million. Your policy comes with some of the best coverage limits in the business, and unlike other carriers, we do not require a minimum premium. For even greater protection on your unique home, you can also enhance your coverage with our Diamond Endorsement.
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Whether your condo is your primary or secondary home, we’ve got you covered. We are one of very few Florida carriers that allows for virtually every occupancy type on our Condo Policy: owner-occupied, vacant, rental or seasonal. Talk to your American Integrity Insurance Agent today to explore your options.
Graphic of door handle with keys dangling labelled Rental Seasonal Dwelling
Whether you rent out your investment property or have a secondary home, you need the right policy to ensure that your residence is properly protected. We offer two types of Rental/Seasonal Dwelling Policies, both of which offer essential coverage for your unique needs.
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Affordable and convenient, our Renters Policy is here to protect your belongings against unfortunate events like theft or fire. Plus, if you move to a new, qualifying residence, you may continue on the same policy. Get a policy instantly online today!
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If you’re thinking our Umbrella Policy is only for wealthy people, think again. If you own a home or condo, or drive a car, you’re just one accident away from a million-dollar lawsuit that could cause you to lose everything you’ve worked so hard to build. Our Umbrella coverage is affordable and it protects your assets – your nest egg, savings, and your home – in other words, your future.
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Florida has become a haven for golf cart communities, and why not – golf carts are fun, zippy and get you to where you want to go. They are also vulnerable to the same perils as your car. Be sure to protect your fair-weather fun with a Golf Cart Policy designed just “fore” you!

If you have any questions about our coverages or if you would like to secure one of our policies, contact an American Integrity Insurance Agent today!