Condo Insurance (HO-6)



Living in a condo in Florida has its perks—lower maintenance costs, amenities like private pools and clubhouses, and an association that probably covers the insurance for the exterior of your building and common areas. But, as the owner of a condo unit, you’re still responsible for the property inside the walls of your unit.

Our condo insurance policy covers permanently attached structures within the unit, personal property, loss of use, personal liability, and medical payments. You also have the option to add on one of our bundle coverage endorsements, which provides additional coverage like identity recovery coverage and increased personal property and liability coverage.

Click here to find the best protection with a bundle coverage endorsement for your condo.


We've Got You Covered

You can also lower the cost of your condo insurance by up to 20% by allowing us to measure your financial responsibility score. The cost of your condo insurance can be even cheaper with our discounts if you have windstorm loss mitigation features (such as roof covering, opening protection, or secondary water resistance), live in a single entry community, live in a gated community, or if you’re a senior citizen.

Whether your condo is your primary or secondary home, we’ve got you covered. Reach out to one of our knowledgeable independent agents today.

Our financial stability rating and superior service makes us one of the best homeowner’s insurance companies in Florida!

Click HERE to locate an agent near you and get a free quote today!


Our X-Wind insurance is available for our homeowners, condo, dwelling fire and vacant home products. X-Wind policies exclude coverage for damage caused by wind, hail, tornadoes, hurricanes, and tropical storms. Contact your American Integrity Insurance Agent for further details.
  • Condo Insurance Florida| Why Is Condo Insurance So Important?

    May 12, 2021, 20:56 PM by American Integrity Insurance
    If you just bought a condo in Florida and were surprised that condo insurance was required by your lender and condo association, you are not alone. This discovery often sparks some important questions about coverage!
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  • Condo Insurance Florida | Condo Maintenance Checklist

    Feb 21, 2020, 16:06 PM by American Integrity Insurance
    In many ways, owning a condo is less work than owning a single-family home. The convenience of on-site amenities and facility upkeep can lighten the load of monthly and seasonal home maintenance. However, condo maintenance is still necessary to keep your unit and investment in tip-top shape.
    Full story
  • Condo Insurance Florida | 3 Reasons to Get Condo Insurance

    Feb 7, 2020, 16:19 PM by American Integrity Insurance
    Choosing not to get condo insurance leaves you vulnerable if the unexpected occurs and can cause added stress in what tends to be an already highly stressful situation. There are several reasons to get condo insurance, but here are just a few.
    Full story